Sérgio Silva. EXPLAINABLE PREDICTIVE ANALYTICS FOR SMART HEALTHCARE USING A MODULAR HYBRID INTELLIGENCE FRAMEWORK: Received: 16th May 2025, Revised: 30th May 2025, 20th June 2025, Accepted: 13th August 2025, Date of Publication: 9th September 2025. mijst 2025, 11, 16-27.